MicroFintech: Strategic Consulting for Funds, Fintechs and Banks

Fintech & Banking Investment Advisory: 34 projects over 18 years

Context & Opportunities

Global Shifts in Finance & Investment
The financial landscape is evolving due to reduced foreign aid, declining global trade, and regional trade. As economies focus on self-sufficiency, fintech and financial institutions must adapt to sustain financial inclusion, MSME lending, and digital transformation.

Declining Foreign Aid → Shift from donor reliance to market-driven financial models.
Regionalization of Trade & Finance → Growth in cross-border payments & trade finance.
Fintech as a Growth Driver → Expansion of digital lending & AI-driven credit models.
Blended Finance & Impact Investing → Growing focus on scalable and profitable inclusion models.

Experiences

Assessing and advising on fintech & bank investments for sustainable financial inclusion.

6 projects Structuring Impact Funds

Market research and due diligence on fintechs & MSMEfocused banks.

14 projects Product Innovation

Strategy development for digital lending, payments & regional trade finance.

11 projects of Capacity Building

Prioritize of public institutions” budgets and implement tracking / monitoring tools

3 projects of Policy & Regulation

Structuring Impact Funds for Fintech & MSME Growth

Designing blended finance funds to de-risk investments in fintechs & banks.
Structuring investment vehicles for financial inclusion & trade finance.
Risk-sharing models for MSME lending in high-growth regional markets.

Project Example: Developed a $10M blended finance fund for agrifinance expansion in Africa, integrating private and donor capital. IFAD IGF West Africa.

Technical Partners: Inspired, BFC, Horus,
Clients: CSAF, IFAD, SANAD, FAO

Product Innovation for Inclusive & Regional Finance

Advising fintechs & banks on financial products that support trade & SME lending.
Designing Analytics-driven credit scoring & digital lending solutions.
Developing financial products for cross-border trade finance & mobile banking.

Project Example: Co-designed 4 analytics-powered SME credit model for a Francophone African fintech and microfinance, enabling quick loans for repeat customers. ACEP Senegal & MLF Malawi.

Technical partners: Busara, IPA, IT4Life
Clients: Juhudi Kilimo, VFM, Rawbank, Orange Bank, eprod, ACEP,

Capacity Building for Financial Institutions

Training fintechs, banks & funds to optimize financial solutions in regional markets.
Executive training on risk management, fintech regulation & digital lending.
Customized workshops on financial inclusion & impact-driven finance.

Project Example: Led 3 training programs for African bank executives on innovation and fintech partnerships & MSME lending models, Baobab & Vision Fund ELAN in the DRC, NMI in Kenya, and in SAM Togo.

Consulting Partners: Amarante, IPC
Clients: MLF, VFDRC, Baobab

Policy & Regulatory Advocacy for Regional Finance

Advising policymakers & investors on fintech-friendly regulations that drive inclusion.
Developing policies for digital banking, cross-border payments & fintech licensing.
Engaging with central banks & regulators on financial ecosystem development.

Project Example: Advised 2 East African groups of public bodies on policies for regional

digital payments & fintech expansion. LuxDev/KIFC Rwanda, EU/DAI Public

Development Banks

Technical Partners: Mazer Consulting, DAI
Clients: LuxDev, EC

Our Technical Partners

Why Partner with MFTS?

Fintech & MSME Lending Expertise – 18 years of advisory experience with fintechs, banks, and DFIs.
Deep Understanding of Regional Finance – Expertise in 20 countries of Africa, 5 of Asia, and 10 of Latin America.
Hands-On Approach – Based in the region, implementing high-standard research (doctorate level), and combining investment advisory, technical support & impact-driven strategies.